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WES YOUNG (CA Insurance Lic. #0J21368) and SILAS PARKER (CA Insurance Lic. #0131624) are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA, CO, FL, IA, IL, KY, LA, MA, MI, MT, NM, NY, TX, and WI. No insurance business may be conducted outside these states referenced.

WES YOUNG and SILAS PARKER are Registered Representatives of securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer and licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, IA, IL, KY, LA, MA, MI, MT, NM, NY, TX, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

WES YOUNG AND ASSOCIATES is not owned or operated by New York Life Insurance Company, Eagle Strategies LLC, NYLIFE Securities LLC, or their affiliates.

WES YOUNG and SILAS PARKER are also separately registered as investment adviser representatives ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser collectively offering advisory services in the states of AZ, CA, CO, FL, IA, IL, LA, MA, MI, MT, NM, NY, TX, and WI. As such, these services are strictly intended for individuals residing in these states.

Neither WES YOUNG AND ASSOCIATES, its employees nor New York Life Insurance Company or its affiliates offer tax, legal or accounting advice.